BUMI Expo

15/11/2025

12/11/2025

12/11/2025

🏆 𝐓𝐚𝐡𝐧𝐢𝐚𝐡 𝐤𝐞𝐩𝐚𝐝𝐚 𝐀𝐥𝐭𝐢𝐦𝐚𝐬 𝐒𝐝𝐧 𝐁𝐡𝐝 & 𝐍𝐞𝐬𝐭𝐜𝐨𝐧 𝐁𝐮𝐢𝐥𝐝𝐞𝐫𝐬 𝐒𝐝𝐧 𝐁𝐡𝐝! 🎉

Kami dengan bangganya meraikan kejayaan di 𝐐𝐔𝐄𝐒𝐓 𝟐𝟎𝟐𝟓 (𝐂𝐈𝐃𝐁) apabila projek 𝐊𝐮𝐜𝐡𝐚𝐢 𝐒𝐞𝐧𝐭𝐫𝐚𝐥 𝐅𝐚𝐬𝐚 𝟏 berjaya meraih 𝐀𝐧𝐮𝐠𝐞𝐫𝐚𝐡 𝐊𝐞𝐜𝐞𝐦𝐞𝐫𝐥𝐚𝐧𝐠𝐚𝐧 𝐊𝐚𝐭𝐞𝐠𝐨𝐫𝐢 𝐏𝐫𝐨𝐣𝐞𝐤 𝐒𝐰𝐚𝐬𝐭𝐚 𝐁! 💪✨

Pengiktirafan ini mencerminkan komitmen kami dalam menyempurnakan pembangunan berkualiti tinggi di Kuchai Sentral. 🏙️

Kejayaan ini bukan sekadar satu pencapaian, tetapi menjadi pembakar semangat untuk kami terus maju ke Kuchai Sentral Fasa 2, demi menyediakan kediaman yang lebih berkualiti dan lestari. 💫

12/11/2025

11/11/2025

🩸 𝐁𝐋𝐎𝐎𝐃 𝐃𝐎𝐍𝐀𝐓𝐈𝐎𝐍 𝐃𝐑𝐈𝐕𝐄 @ 𝐊𝐔𝐂𝐇𝐀𝐈 𝐒𝐄𝐍𝐓𝐑𝐀𝐋 🩸

One simple act you can makes a world of difference! ❤️

Join us at 𝐊𝐮𝐜𝐡𝐚𝐢 𝐒𝐞𝐧𝐭𝐫𝐚𝐥 𝐒𝐚𝐥𝐞𝐬 𝐆𝐚𝐥𝐥𝐞𝐫𝐲 for our Blood Donation Drive, and be part of this meaningful cause.

Every drop counts in giving hope to those in need.

🏢 𝐕𝐞𝐧𝐮𝐞: 𝐊𝐮𝐜𝐡𝐚𝐢 𝐒𝐞𝐧𝐭𝐫𝐚𝐥 𝐒𝐚𝐥𝐞𝐬 𝐆𝐚𝐥𝐥𝐞𝐫𝐲
📅 𝐃𝐚𝐭𝐞: 𝟏𝟓 𝐍𝐨𝐯𝐞𝐦𝐛𝐞𝐫 𝟐𝟎𝟐𝟓 (𝐒𝐚𝐭𝐮𝐫𝐝𝐚𝐲)
⏰ 𝐓𝐢𝐦𝐞: 𝟏𝟎𝐚𝐦 - 𝟑𝐩𝐦

💪 Your blood can save lives! Healthy donors are encouraged to come forward and make a difference.

Plus, enjoy a quick rest and light refreshments after your donation!

11/11/2025

💥 The Difference in Simple Terms
Think of the BLR and BR as the foundation on which your loan interest is built.

1. The Old Way: BLR (Base Lending Rate)

>Used for loans before January 2015.
>The rate was largely set by the Central Bank (BNM), meaning it was usually the same across all banks.
>Your final interest rate was calculated as: BLR - a variable 'Discount'
>The catch? Transparency was low. It was hard to see the bank's true cost and profit margin because they were hidden in that 'discount'.

2. The New Way: BR (Base Rate)

>Used for loans between January 2015 and July 2022.
>The rate is set by the individual Bank, reflecting its own efficiency and cost of funds.
>Your final interest rate is calculated as: BR} + a clear 'Spread'
>The benefit? Transparency is high! Banks must clearly show their Spread (which is their profit margin and risk charge). This made it easier for you to compare offers—the bank with the lowest 'Spread' was the better deal!🎯

No matter which system your loan uses (BLR or BR), the only number that truly matters is the Effective Lending Rate (ELR)—this is the actual, final interest rate you pay every month!
Knowing the difference empowers you to understand the history and structure of your loan's interest rate.

06/11/2025

Feeling overwhelmed by property jargon like 'SPA' and 'MOT'? You're not alone! 😟 Buying a home is exciting, but the legal documents can be confusing.

We got you covered! Our latest infographic breaks down the Sale and Purchase Agreement (SPA) into 5 easy-to-understand sections, so you know exactly what you're signing. Plus, we explain the crucial Memorandum of Transfer (MOT) and why it's key to officially owning your new home.

05/11/2025

🛑 BUMI DISCOUNT is NOT the same as MALAY RESERVE LAND! Know the crucial difference before you buy.

1️⃣ BUMI DISCOUNT (Price & Quota)
• What it is: A mandatory price reduction (typically 5%–15%) offered by developers for new properties.

• Applies to: Bumi Lots (units in a new development reserved for Bumiputera buyers).

• Who can buy: Bumiputera (includes Malays, Sabahans, Sarawakians, and Orang Asli).

• Restriction Type: A quota requirement for developers and a discount incentive for buyers.

• Can it be sold to non-Bumi? Yes, but the process is difficult, lengthy, and requires State Authority consent, often involving a penalty payment (reimbursing the original discount).

2️⃣ MALAY RESERVE LAND (MRL - Tanah Rizab Melayu)
• What it is: A specific class of land with permanent, deep-seated legal restrictions on ownership.

• Applies to: The land title itself, regardless of the property built on it.

• Who can buy: Malays only (the definition is often stricter than 'Bumiputera,' sometimes excluding non-Malay Muslims, depending on the State Enactment).

• Restriction Type: A permanent ownership restriction governed by the Malay Reservation Enactment.

• Can it be sold to non-Malay? The law strictly prohibits sale or transfer to non-Malays. Releasing the land requires declaring an equivalent replacement land, a process rarely approved.

➡️ KEY DIFFERENCE: The Bumi Discount deals with the price of a unit within a development, while Malay Reserve Land deals with the legal ownership of the land itself.

Know your property title before you sign!

31/10/2025

Happy Friday, community! As we head into the weekend, let's tackle a big decision many Malaysians face: Is it better to RENT or BUY property? 🤔

There's no single "right" answer, as it depends on your current situation, financial goals, and lifestyle. Our infographic breaks down the pros and cons to help you make an informed choice!

⚖️ Renting Might Be For You If:
You need lower upfront costs (just a deposit!).

You value flexibility to move for work or lifestyle.

You don't want the hassle of maintenance and repair costs.

Example: Living in Kuala Lumpur for short-term career opportunities.

🏡 Buying Might Be For You If:
You want to build equity and own an asset.

You're looking for potential property value growth over time.

You prefer stability and want to customise your living space.

Example: Investing in a growing area like Iskandar Puteri for long-term growth.

Check out our website to look for your new home: www.bumiexpo.com

29/10/2025