Miss Rafi

Miss Rafi Events Coordinator/ Host

I have reached 700 followers! Thank you for your continued support. I could not have done it without each of you. ๐Ÿ™๐Ÿค—๐ŸŽ‰
17/06/2024

I have reached 700 followers! Thank you for your continued support. I could not have done it without each of you. ๐Ÿ™๐Ÿค—๐ŸŽ‰

๐๐‘๐” ๐‹๐ข๐Ÿ๐ž'๐ฌ ๐›๐ž๐ฌ๐ญ ๐ฌ๐ž๐ฅ๐ฅ๐ข๐ง๐  ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ ๐ฉ๐ฅ๐š๐ง ๐Ÿ๐จ๐ซ ๐ž๐๐ฎ๐œ๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐Ÿ๐ฎ๐ง๐๐ข๐ง๐  ๐Ÿ˜Start early bago makabuo ng sariling plan for the futur...
03/04/2024

๐๐‘๐” ๐‹๐ข๐Ÿ๐ž'๐ฌ ๐›๐ž๐ฌ๐ญ ๐ฌ๐ž๐ฅ๐ฅ๐ข๐ง๐  ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ ๐ฉ๐ฅ๐š๐ง ๐Ÿ๐จ๐ซ ๐ž๐๐ฎ๐œ๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐Ÿ๐ฎ๐ง๐๐ข๐ง๐  ๐Ÿ˜

Start early bago makabuo ng sariling plan for the future ang mga kids ninyo.
Then you will never have to say "'nak, hindi natin afford ang gusto mong course"...

This program is customizable.

Message me for ๐—™๐—ฅ๐—˜๐—˜ online financial planning! ๐Ÿ˜Š

๐—š๐—˜๐—ง ๐—ฌ๐—ข๐—จ๐—ฅ ๐—ฃ๐—Ÿ๐—”๐—ก ๐—ง๐—ข๐——๐—”๐—ฌ๐Ÿ™‹โ€โ™‚๏ธ

๐‘ฌ๐’•๐’ ๐’‚๐’๐’ˆ ๐‘ท๐‘ณ๐‘จ๐‘ต ๐’๐’‚ ๐’‰๐’Š๐’๐’…๐’Š ๐’‘๐’‚๐’๐’ˆ ๐‘จ๐’‘๐’“๐’Š๐’ ๐‘ญ๐’๐’๐’'๐’” ๐‘ซ๐’‚๐’š! ๐ŸคกWalang prank at fool-ness ๐Ÿ˜ pagdating sa PRUtection at Investment values๐Ÿ“ˆ๐Ÿ“Š...
02/04/2024

๐‘ฌ๐’•๐’ ๐’‚๐’๐’ˆ ๐‘ท๐‘ณ๐‘จ๐‘ต ๐’๐’‚ ๐’‰๐’Š๐’๐’…๐’Š ๐’‘๐’‚๐’๐’ˆ ๐‘จ๐’‘๐’“๐’Š๐’ ๐‘ญ๐’๐’๐’'๐’” ๐‘ซ๐’‚๐’š! ๐Ÿคก
Walang prank at fool-ness ๐Ÿ˜ pagdating sa PRUtection at Investment values๐Ÿ“ˆ๐Ÿ“Š

Tulungan kita magsimula at magplano, hindi lang para sa sarili, pambuong PAMILYA, pang peace of mind at ipon. ๐Ÿ’ฐ๐Ÿ’ฐ๐Ÿ’ฐ

Lika usap tayo. Send me a message now๐Ÿ“ฒ


โค๏ธ

Piso noon versus limang piso ngayon.Friends, inflation is real and it affects every product and services we have in the ...
01/04/2024

Piso noon versus limang piso ngayon.

Friends, inflation is real and it affects every product and services we have in the market.

Again, earning money is not enough. We have to save. But still, saving is not enough. We have to invest and protect that investment.

Message us for more details.

โš ๏ธ FACT: SSS alone is NOT ENOUGH!!!โœ” The approximate maximum pension given by SSS is at P10k/month and the average is at...
28/03/2024

โš ๏ธ FACT: SSS alone is NOT ENOUGH!!!

โœ” The approximate maximum pension given by SSS is at P10k/month and the average is at around P3K - 5K.

โœ” Most employee would tell that their SSS benefit would be enough for retirement, or their children would provide for them.

The questions are:
โœ” Have you prepared for it?
โœ” Who would support you during your retirement years?
โœ” Now that you know the data, what are the actions that you would take?

Talk to me, your FINANCIAL ADVISORโค๏ธ

INVEST NOWโœ…โœ…โœ…

๐‹๐Ž๐Ž๐Š๐ˆ๐๐† ๐…๐Ž๐‘ ๐๐€๐‘๐“ ๐“๐ˆ๐Œ๐„ ๐ˆ๐๐‚๐Ž๐Œ๐„??๐Ÿ“ WORK FROM HOME๐–๐ก๐š๐ญโ€™๐ฌ ๐ข๐ง ๐ข๐ญ ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ?โ€ข Weekly Income, Monthly and Quarterly Incentiveโ€ข Fre...
25/03/2024

๐‹๐Ž๐Ž๐Š๐ˆ๐๐† ๐…๐Ž๐‘ ๐๐€๐‘๐“ ๐“๐ˆ๐Œ๐„ ๐ˆ๐๐‚๐Ž๐Œ๐„??

๐Ÿ“ WORK FROM HOME

๐–๐ก๐š๐ญโ€™๐ฌ ๐ข๐ง ๐ข๐ญ ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ?
โ€ข Weekly Income, Monthly and Quarterly Incentive
โ€ข Free Travel Incentives
โ€ข Flexible Working Hours
โ€ข Purpose Driven and Fast Career Growth
โ€ข Work From Home

๐— ๐—ถ๐—ป๐—ถ๐—บ๐˜‚๐—บ ๐—ฅ๐—ฒ๐—พ๐˜‚๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜๐˜€:
โ€ข College Graduate of any 4 Years Course
โ€ข No experience needed

Message us for more details!๐Ÿ“ฅ

๐˜ฝ๐™–๐™ฃ๐™  ๐™ซ๐™จ ๐™‘๐™๐™‡ (๐™„๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š + ๐™„๐™ฃ๐™ซ๐™š๐™จ๐™ฉ๐™ข๐™š๐™ฃ๐™ฉ) Parehas importante, parehas dapat meron. It's very important that we know the diffe...
22/03/2024

๐˜ฝ๐™–๐™ฃ๐™  ๐™ซ๐™จ ๐™‘๐™๐™‡ (๐™„๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š + ๐™„๐™ฃ๐™ซ๐™š๐™จ๐™ฉ๐™ข๐™š๐™ฃ๐™ฉ)

Parehas importante, parehas dapat meron. It's very important that we know the difference.

๐˜ฝ๐™–๐™ฃ๐™  - Para meron tayong emergency fund na pwede ma-withdraw anytime. ๐Ÿ’ช

๐™‘๐™๐™‡ - Para sure na protektado ka, pamilya mo at yung napundar mo from life's uncertainties. Plus savings & investment na rin ito to make sure na may money in the future. โค๏ธ

Good if may bank account ka and better if may bank and VUL na investment para may pera ka for emergency, may pera ka for long term na lumalago because of investment, and may protection ka because of Insurance.

Want to know more about VUL?

Message me for free! ๐Ÿ“จ


Hi Friends, baka makatulong sa inyo ๐Ÿซถ๐Ÿผ๐‹๐Ž๐Ž๐Š๐ˆ๐๐† ๐…๐Ž๐‘ ๐๐€๐‘๐“ ๐“๐ˆ๐Œ๐„ ๐ˆ๐๐‚๐Ž๐Œ๐„??๐Ÿ“ WORK FROM HOME๐–๐ก๐š๐ญโ€™๐ฌ ๐ข๐ง ๐ข๐ญ ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ?โ€ข Weekly Income...
19/03/2024

Hi Friends, baka makatulong sa inyo ๐Ÿซถ๐Ÿผ

๐‹๐Ž๐Ž๐Š๐ˆ๐๐† ๐…๐Ž๐‘ ๐๐€๐‘๐“ ๐“๐ˆ๐Œ๐„ ๐ˆ๐๐‚๐Ž๐Œ๐„??

๐Ÿ“ WORK FROM HOME

๐–๐ก๐š๐ญโ€™๐ฌ ๐ข๐ง ๐ข๐ญ ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ?
โ€ข Weekly Income, Monthly and Quarterly Incentive
โ€ข Free Travel Incentives
โ€ข Flexible Working Hours
โ€ข Purpose Driven and Fast Career Growth
โ€ข Work From Home

๐— ๐—ถ๐—ป๐—ถ๐—บ๐˜‚๐—บ ๐—ฅ๐—ฒ๐—พ๐˜‚๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜๐˜€:
โ€ข College Graduate of any 4 Years Course
โ€ข No experience needed

Message us for more details!๐Ÿ“ฅ



WORRY is a total waste of time. It does not change anything and keep you busy doing nothing. Plan and pray for the bestโœ…...
18/03/2024

WORRY is a total waste of time.
It does not change anything and keep you busy doing nothing.
Plan and pray for the bestโœ…๐Ÿ™๐Ÿป

โค๏ธ

Para san ba kasi ang insurance? ๐Ÿค”Ang insurance ay PERA๐Ÿ’ฐ๐Ÿ˜ท Pera pambayad sa pag papagamot ng malubhang sakit. ๐Ÿฅ Pera pampa...
15/03/2024

Para san ba kasi ang insurance? ๐Ÿค”

Ang insurance ay PERA๐Ÿ’ฐ
๐Ÿ˜ท Pera pambayad sa pag papagamot ng malubhang sakit.
๐Ÿฅ Pera pampalit sa mawawalang sweldo kung maconfine ka.
๐Ÿ‘จโ€๐Ÿฆฝ Pera pampalit sa mawawalang sweldo dahil nabaldado na.
๐Ÿชฆ Pera pambayad ng utang sa ospital ng taong pumanaw dahil sa sakit o aksidente.
๐Ÿ’ต Pera pang retiro, dahil ang bagong insurance ay may investment naring kasama.
At higit sa lahat, perang pamana mo sa pamilya, para ipagpatuloy ang mga pangarap mo para sa kanila. ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

One way to remind you that we all need atleast one insurance plan.

Deserve mong ma-protektahan โค๏ธ

MESSAGE ME ๐Ÿ“ฉ pag usapan natinโค๏ธ

Kung sumasahod ka 15,000 monthly sa panahon ngayon, eto realidad kung bakit hirap talaga makapag ipon.This is both good ...
09/03/2024

Kung sumasahod ka 15,000 monthly sa panahon ngayon, eto realidad kung bakit hirap talaga makapag ipon.

This is both good news and not so good news to some ๐Ÿซฃ

Hope that this is a wake up call to everybody that ๐ฌ๐ข๐ง๐ ๐ฅ๐ž ๐ฌ๐จ๐ฎ๐ซ๐œ๐ž ๐จ๐Ÿ ๐ข๐ง๐œ๐จ๐ฆ๐ž is NOT ENOUGH ๐Ÿฅฒ

Have some side-hustle!



๐™„๐™‰๐™Ž๐™๐™๐˜ผ๐™‰๐˜พ๐™€ - Ilaw sa panahon ng pangangailangan. ๐™ƒ๐™ž๐™ฃ๐™™๐™ž ๐™ข๐™ค ๐™ฅ๐™– ๐™ฃ๐™–๐™ข๐™–๐™ฃ ๐™ฉ๐™–๐™ก๐™–๐™œ๐™– ๐™ ๐™–๐™ž๐™ก๐™–๐™ฃ๐™œ๐™–๐™ฃ.๐™‹๐™š๐™ง๐™ค ๐™–๐™ฃ๐™œ ๐™ฉ๐™–๐™ฃ๐™ค๐™ฃ๐™œ ๐™ ๐™ช๐™ฃ๐™œ ๐™ ๐™–๐™ž๐™ก๐™–๐™ฃ๐™œ๐™–๐™ฃ๐™ž๐™ฃ ๐™ข๐™ค ๐™ฃ...
07/03/2024

๐™„๐™‰๐™Ž๐™๐™๐˜ผ๐™‰๐˜พ๐™€ - Ilaw sa panahon ng pangangailangan.

๐™ƒ๐™ž๐™ฃ๐™™๐™ž ๐™ข๐™ค ๐™ฅ๐™– ๐™ฃ๐™–๐™ข๐™–๐™ฃ ๐™ฉ๐™–๐™ก๐™–๐™œ๐™– ๐™ ๐™–๐™ž๐™ก๐™–๐™ฃ๐™œ๐™–๐™ฃ.
๐™‹๐™š๐™ง๐™ค ๐™–๐™ฃ๐™œ ๐™ฉ๐™–๐™ฃ๐™ค๐™ฃ๐™œ ๐™ ๐™ช๐™ฃ๐™œ ๐™ ๐™–๐™ž๐™ก๐™–๐™ฃ๐™œ๐™–๐™ฃ๐™ž๐™ฃ ๐™ข๐™ค ๐™ฃ๐™–, ๐™ข๐™–๐™ ๐™–๐™ ๐™ช๐™๐™– ๐™ ๐™– ๐™ฅ๐™– ๐™ ๐™–๐™ฎ๐™–?

๐ŸงฏHindi ka pwedeng kumuha ng ๐—™๐—ถ๐—ฟ๐—ฒ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ kapag sunog na yung establishment mo.

๐Ÿš— Hindi ka pwedeng kumuha ng ๐—–๐—ฎ๐—ฟ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ kapag nabangga na yung sasakyan mo.

๐Ÿ˜ท Hindi ka pwedeng kumuha ng ๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ kapag may sakit ka na.

โšฐ๏ธ At mas lalo namang hindi ka na makakakuha ng ๐—Ÿ๐—ถ๐—ณ๐—ฒ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ kapag nasa finish line na.

Ang ๐—Ÿ๐—ถ๐—ณ๐—ฒ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ, kinukuha talaga siya HABANG DI MO PA ITO KAILANGAN.

๐˜ฟ๐™Š๐™‰โ€™๐™ ๐˜ฟ๐™€๐™‡๐˜ผ๐™” ๐™”๐™Š๐™๐™ ๐™„๐™‰๐™Ž๐™๐™๐˜ผ๐™‰๐˜พ๐™€!
๐™”๐™Š๐™โ€™๐™‡๐™‡ ๐™‰๐™€๐™‘๐™€๐™ ๐™†๐™‰๐™Š๐™’ ๐™’๐™ƒ๐™€๐™‰ ๐™”๐™Š๐™โ€™๐™๐™€ ๐™‚๐™Š๐™‰๐™‰๐˜ผ ๐™‰๐™€๐™€๐˜ฟ ๐™„๐™.

Start yours today!
Message me to assist you.๐Ÿ“ฉ


๐——๐—ผ ๐—œ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ? ๐—”๐—ป๐—ฑ ๐—ถ๐—ณ ๐˜†๐—ฒ๐˜€, ๐—บ๐—ฎ๐—ด๐—ธ๐—ฎ๐—ป๐—ผ ๐—ป๐—ด๐—ฎ ๐—ฏ๐—ฎ ๐—ฑ๐—ฎ๐—ฝ๐—ฎ๐˜ ๐—ฎ๐—ป๐—ด ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ?Malaki na ba ang 2 million? 3 million?Let's have a qu...
05/03/2024

๐——๐—ผ ๐—œ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ? ๐—”๐—ป๐—ฑ ๐—ถ๐—ณ ๐˜†๐—ฒ๐˜€, ๐—บ๐—ฎ๐—ด๐—ธ๐—ฎ๐—ป๐—ผ ๐—ป๐—ด๐—ฎ ๐—ฏ๐—ฎ ๐—ฑ๐—ฎ๐—ฝ๐—ฎ๐˜ ๐—ฎ๐—ป๐—ด ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ?

Malaki na ba ang 2 million? 3 million?

Let's have a quick financial needs analysis.

[๐‘ด๐’‚๐’‚๐’‚๐’“๐’Š๐’๐’ˆ ๐’‰๐’Š๐’๐’…๐’Š ๐’Œ๐’‚ ๐’Ž๐’‚๐’Œ๐’‚-๐’“๐’†๐’๐’‚๐’•๐’† ๐’…๐’Š๐’•๐’, ๐’‘๐’†๐’“๐’ ๐’Š๐’• ๐’…๐’๐’†๐’”๐’'๐’• ๐’Ž๐’†๐’‚๐’, ๐’‰๐’Š๐’๐’…๐’Š ๐’Š๐’•๐’ ๐’‘๐’๐’”๐’Š๐’ƒ๐’๐’†]

Age: 30 years old, with family
Monthly expenses:
Utilities - 5,000
Rent - 15,000
Family food - 25,000
Car - 20,000
House mortgage - 20,000
Gas - 10,000
Credit bills - 10,000
Schooling - 15,000

Total: 120,000

[๐‘ฐ๐’๐’‚๐’„๐’„๐’–๐’“๐’‚๐’•๐’† ๐’Ž๐’‚๐’ ๐’š๐’‚๐’, ๐’‘๐’†๐’“๐’ ๐’‡๐’๐’“ ๐’Š๐’๐’๐’–๐’”๐’•๐’“๐’‚๐’•๐’Š๐’๐’ ๐’‘๐’–๐’“๐’‘๐’๐’”๐’†๐’” ๐’๐’‚๐’๐’ˆ]

120k in a month. 1,440,000 in a year.
๐Ÿญ๐Ÿฐ.๐Ÿฐ๐—  ๐—ถ๐—ป ๐Ÿญ๐Ÿฌ ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€.

Ilang taon ba ang dapat coverage? Wala namang strict rule. Pero 10 years is one of the common suggestions.

Until when ba mag-aaral mga anak mo?
Until when ba magreretire ang mga dependents mo?
Until when mo ba matatapos mga financial obligation mo?

Here's the question:
๐Ÿญ. ๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—ฎ๐—ฟ๐—ฒ ๐˜๐—ฎ๐—ธ๐—ฒ๐—ป ๐—ผ๐˜‚๐˜ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ถ๐—ฐ๐˜๐˜‚๐—ฟ๐—ฒ ๐˜๐—ผ๐—ฑ๐—ฎ๐˜†, ๐—บ๐—ฎ๐˜† ๐—ฝ๐—ฎ๐—ฝ๐—ฎ๐—น๐—ถ๐˜ ๐—ฏ๐—ฎ ๐˜€๐—ฎ๐˜†๐—ผ?

- Either someone or something has to replace you. Kung someone, it might mean your partner has to take 2 jobs while single-handedly taking care of your 3 kids.
Kung something naman, you need a source of income that will be readily available.

๐™๐™๐™–๐™ฉ ๐™ž๐™จ ๐™ž๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š.

๐Ÿฎ. ๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—ด๐—ฒ๐˜ ๐˜€๐—ถ๐—ฐ๐—ธ ๐—ฎ๐—ป๐—ฑ ๐—ถ๐˜ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—ฟ๐—ผ๐—บ๐—ถ๐˜€๐—ฒ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜„๐—ผ๐—ฟ๐—ธ, ๐˜„๐—ผ๐—ฟ๐˜€๐˜ ๐—ฐ๐—ฎ๐˜€๐—ฒ ๐˜€๐—ฐ๐—ฒ๐—ป๐—ฎ๐—ฟ๐—ถ๐—ผ, ๐—ต๐—ถ๐—ป๐—ฑ๐—ถ ๐—ธ๐—ฎ ๐—ป๐—ฎ ๐—บ๐—ฎ๐—ธ๐—ฎ๐—ฏ๐—ฎ๐—น๐—ถ๐—ธ ๐˜€๐—ฎ ๐˜„๐—ผ๐—ฟ๐—ธ?

- you need to let go of whatever you saved in the bank. Kung meron man. Sell the properties you bought, kung meron man. Stop all the mortgage payments. And withdraw everything.

Kung kulang? Loan.

You need a source of income to replace the lost ones.

๐™๐™๐™–๐™ฉ ๐™ž๐™จ ๐™ž๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š.

What if I tell you that having 14M insurance coverage will cost you just a little portion of your monthly income?

Yes, it is after all, an EXPENSE.

But this expense will definitely give you MILLIONS of coverage when your family needed it the most.

Consult your financial consultant NOWโœ…
Let them help you assess your financial needs.

If you are looking for a financial consultant,
Check my profile. I offer free assessment. ๐Ÿ“ฉ

๐Ž๐ง๐ž ๐จ๐Ÿ ๐ฆ๐ฒ ๐œ๐ฅ๐ข๐ž๐ง๐ญ๐ฌ ๐š๐ฌ๐ค๐ž๐ ,๐๐š๐š๐ง๐จ ๐ค๐ฎ๐ง๐  ๐ฆ๐š-๐›๐š๐ง๐ค๐ซ๐ฎ๐ฉ๐ญ ๐ฌ๐ข ๐๐‘๐”? Stable ba yan si Pru Life UK? One of the measures of our regulat...
03/03/2024

๐Ž๐ง๐ž ๐จ๐Ÿ ๐ฆ๐ฒ ๐œ๐ฅ๐ข๐ž๐ง๐ญ๐ฌ ๐š๐ฌ๐ค๐ž๐ ,๐๐š๐š๐ง๐จ ๐ค๐ฎ๐ง๐  ๐ฆ๐š-๐›๐š๐ง๐ค๐ซ๐ฎ๐ฉ๐ญ ๐ฌ๐ข ๐๐‘๐”?

Stable ba yan si Pru Life UK?

One of the measures of our regulating body, the Insurance Commission, is the RBC ratio.

What does it mean?

๐—ฅ๐—ถ๐˜€๐—ธ-๐—•๐—ฎ๐˜€๐—ฒ๐—ฑ ๐—–๐—ฎ๐—ฝ๐—ถ๐˜๐—ฎ๐—น (๐—ฅ๐—•๐—–) is a method of measuring the minimum amount of capital appropriate for a reporting entity to support its overall business operations in consideration of its size and risk profile.

In the Philippines, the Insurance Commission has required all Insurance Companies to have 125% RBC, and we, PRU Life UK is at 1123%.

๐ˆ๐ง ๐ฌ๐ก๐จ๐ซ๐ญ, ๐ฐ๐ข๐ญ๐ก ๐‘๐๐‚ ๐‘๐š๐ญ๐ข๐จ ๐จ๐Ÿ ๐Ÿ๐Ÿ๐Ÿ๐Ÿ‘%, ๐ค๐š๐ฒ๐š๐ง๐  ๐ค๐š๐ฒ๐š ๐ข๐›๐š๐ฅ๐ข๐ค ๐ง๐ข ๐๐‘๐” ๐š๐ง๐  ๐ฆ๐จ๐ง๐ž๐ฒ ๐ง๐ข ๐œ๐ฅ๐ข๐ž๐ง๐ญ ๐Ÿ๐Ÿ ๐“๐ข๐ฆ๐ž๐ฌ.

๐“๐ก๐ข๐ฌ ๐ฉ๐ซ๐จ๐ฏ๐ž๐ฌ ๐ญ๐ก๐š๐ญ ๐š๐ฅ๐ฅ ๐ฒ๐จ๐ฎ๐ซ ๐ก๐š๐ซ๐-๐ž๐š๐ซ๐ง๐ž๐ ๐ฆ๐จ๐ง๐ž๐ฒ ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ž๐ ๐ฐ๐ข๐ญ๐ก ๐๐ซ๐ฎ ๐‹๐ข๐Ÿ๐ž ๐”๐Š ๐ข๐ฌ ๐ฐ๐ž๐ฅ๐ฅ ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ž๐.

Know your options with us!

Message me. ๐Ÿ“ฉ


Financial wellness tips for you today ๐Ÿ˜‰1. Mag ipon ng Emergency FundKasya pang 6 (anim) na buwan na gastusin para safe K...
01/03/2024

Financial wellness tips for you today ๐Ÿ˜‰

1. Mag ipon ng Emergency Fund

Kasya pang 6 (anim) na buwan na gastusin para safe Kung mawalan ng mapagkakakitaan

2. Mag budgeting

Alin ang pwedeng bawasan?
- 3 internet sa bahay -Baka pwedeng gawing isa?

- Netflix, Apple TV, Amazon Prime, Disney Plus, HBO Go, Viu baka may pwedeng bawasan

3. Mag aral magluto
- mas healthy, mas matipid - Bawas asin, bawas toyo, bawas patis
Mas magiging mabuti sa kidney at atay

4. Magkaroon ng 5 year, 10 years, 20 years ipon plan

Para lagi kang motivated mag work at mag ipon. If di kaya gawin magisa Patulong sa isang Financial Consultant na tulad ko

5. Matutong tumawad or maghanap na mas murang alternatibo. Matutong maghanap ng bargain at mga coupon na makakamura

Eatigo, Klook At iba pa

6. Pag di kailangan Ipagpaliban

Pagisipan ng mabuti ang bibilhin. If gustong gusto mo pa din bilhin yang relo na yan, yang bag na yan makalipas ang 7 days, tsaka bilhin

7. If kayang bilhin ng cash, wag utangin - Maraming mga bagay na may discount pag binili ng cash kaysa 12 months to pay

Ex. Appliances

Kadalasan may 10% to 20% discount pag cash

8. Insurance, makakatulong makabawas sa gastusin pag magkasakit

Sa maliit na halaga. Kayang makatanggap ng milyones pag magkasakit.

Basahin mo ulet from 8 to 1. Kapag 8 ang sagot sa financial wellness na need mo PM mo na ako ๐Ÿฅฐโœ…

"Walang nag hihirap dahil sa insurance, pero maraming ang nag hirap dahil walang insurance sa panahong kailangan na nila...
29/02/2024

"Walang nag hihirap dahil sa insurance, pero maraming ang nag hirap dahil walang insurance sa panahong kailangan na nila"

make a plan, enjoy your life, invest in yourself ๐ŸŒฑ๐ŸŒฑ๐ŸŒฑ

If you want to learn how you can achieve the financial freedom that you wanted you can message me anytime I will share the ideas and best practices to you for FREE
โค๏ธ

๐—Ÿ๐—ฒ๐˜โ€™๐˜€ ๐—ฎ๐—น๐—น ๐—ฏ๐—ฒ ๐—ฃ๐—ฅ๐—จ๐——๐—˜๐—ก๐—ง! ๐Ÿ’ธ๐Ÿ’ก๐Ÿ“ˆDid you know? Putting all your savings in a bank account with a low-interest rate at 0.125% can...
23/02/2024

๐—Ÿ๐—ฒ๐˜โ€™๐˜€ ๐—ฎ๐—น๐—น ๐—ฏ๐—ฒ ๐—ฃ๐—ฅ๐—จ๐——๐—˜๐—ก๐—ง! ๐Ÿ’ธ๐Ÿ’ก๐Ÿ“ˆ

Did you know? Putting all your savings in a bank account with a low-interest rate at 0.125% can result in your money losing value over time due to inflation at 4%-6% yearly!

Allow your hard-earned money to grow through investments while ensuring you are adequately insured! ๐Ÿซฐ๐Ÿผ

Send me a message for a FREE financial consultation. ๐Ÿ’Œโค๏ธ

Discuss natin yung best plan for you.

FINANCIAL TIP FROM A FINANCIAL CONSULTANTDon't let your emotions drive your spending! Whether you're riding the highs of...
22/02/2024

FINANCIAL TIP FROM A FINANCIAL CONSULTANT

Don't let your emotions drive your spending!

Whether you're riding the highs of a great day and making impulsive buys or seeking comfort on a tough day with a little treat.

It's important to stay mindful of your emotions and how they influence your spending habits.



Q: ๐™‹๐™–๐™–๐™ฃ๐™ค ๐™ ๐™ช๐™ฃ๐™œ ๐™ข๐™–-๐™—๐™–๐™ฃ๐™ ๐™ง๐™ช๐™ฅ๐™ฉ ๐™จ๐™ž ๐™‹๐™ง๐™ช? Stable ba yan si Pru Life UK? ๐ŸคจOne of the measures of our regulating body, the Insuran...
20/02/2024

Q: ๐™‹๐™–๐™–๐™ฃ๐™ค ๐™ ๐™ช๐™ฃ๐™œ ๐™ข๐™–-๐™—๐™–๐™ฃ๐™ ๐™ง๐™ช๐™ฅ๐™ฉ ๐™จ๐™ž ๐™‹๐™ง๐™ช? Stable ba yan si Pru Life UK? ๐Ÿคจ

One of the measures of our regulating body, the Insurance Commission, is the RBC ratio.

What does it mean?
๐—ฅ๐—ถ๐˜€๐—ธ-๐—•๐—ฎ๐˜€๐—ฒ๐—ฑ ๐—–๐—ฎ๐—ฝ๐—ถ๐˜๐—ฎ๐—น (๐—ฅ๐—•๐—–) is a method of measuring the minimum amount of capital appropriate for a reporting entity to support its overall business operations in consideration of its size and risk profile.

In the Philippines, the Insurance Commission has required all Insurance Companies to have 125% RBC, and we, PRU Life UK is at 1123%.

๐—œ๐—ป ๐˜€๐—ต๐—ผ๐—ฟ๐˜, ๐˜„๐—ถ๐˜๐—ต ๐—ฅ๐—•๐—– ๐—ฅ๐—ฎ๐˜๐—ถ๐—ผ ๐—ผ๐—ณ 1123%, ๐—ธ๐—ฎ๐˜†๐—ฎ๐—ป๐—ด ๐—ธ๐—ฎ๐˜†๐—ฎ ๐—ถ๐—ฏ๐—ฎ๐—น๐—ถ๐—ธ ๐—ป๐—ถ ๐—ฃ๐—ฟ๐˜‚ ๐—ฎ๐—ป๐—ด ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐—ป๐—ถ ๐—ฐ๐—น๐—ถ๐—ฒ๐—ป๐˜ 11๐˜….

๐—ง๐—ต๐—ถ๐˜€ ๐—ฝ๐—ฟ๐—ผ๐˜ƒ๐—ฒ๐˜€ ๐˜๐—ต๐—ฎ๐˜ ๐—ฎ๐—น๐—น ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ต๐—ฎ๐—ฟ๐—ฑ-๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—ฒ๐—ฑ ๐˜„๐—ถ๐˜๐—ต ๐—ฃ๐—ฟ๐˜‚ ๐—Ÿ๐—ถ๐—ณ๐—ฒ ๐—จ๐—ž ๐—ถ๐˜€ ๐˜„๐—ฒ๐—น๐—น ๐—ฝ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ฒ๐—ฑ.

Interested? Check your insuravest options with us!

Message me. ๐Ÿ“ฉ

Sabi ng friend mo na gusto mo ma-insure: "Alam mo, binibigyan mo lang ako ng dagdag gastos eh." ๐Ÿ˜… Ikaw na Financial Cons...
19/02/2024

Sabi ng friend mo na gusto mo ma-insure:

"Alam mo, binibigyan mo lang ako ng dagdag gastos eh." ๐Ÿ˜…

Ikaw na Financial Consultant: Besh, question lang ha:

1๏ธโƒฃIf ever ba magkasakit ka may makukuha ka ba sa internet bill?

2๏ธโƒฃEh kung madiagnosed ka ng Critical Illness, may makukuha ka ba kay Iselco?

3๏ธโƒฃPaano kung maaksidente ka, besh, may makukuha ka ba kay Netflix?

4๏ธโƒฃDagdag natin si insurance sa budget mo, sure ako, hindi ka magsisisi. ๐Ÿค—

Hindi talaga mawawala ang gastusin, part na sya habang tayo ay buhay. Pero sa lahat ng gastusin, isama mo din dapat ang Insurance sa priorities mo. ๐Ÿค“

If something happens - may insurance ka
If nothing happens - may investment ka

For as low as โ‚ฑ100 savings per day, you can insure yourself, the future of your family and protect all of your priorities! โ™ฅ๏ธ

Get a free ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ฉ๐—˜๐—ฆ๐—ง quote based on your age and your preferred amount of coverage!

Hello guys!Bringing Financial Wellness right at your workplace making it Fun and Interactive ๐Ÿ˜YES that's correct! We con...
19/02/2024

Hello guys!

Bringing Financial Wellness right at your workplace making it Fun and Interactive ๐Ÿ˜

YES that's correct! We conduct FREE Financial Wellness Seminar or Booth Event for your:
โœ”๏ธCompany
โœ”๏ธCooperative
โœ”๏ธSchool/Universities
โœ”๏ธGovernment Offices
โœ”๏ธFamilies/Friends
Help us on our mission in spreading financial literacy in the Philippines.๐Ÿ’ฐ๐Ÿ’ฐ๐Ÿ’ฐ

Message me to know more. ๐Ÿ’Œ

Raciel De Venecia
Licensed Financial Advisor
Pru Life UK

Want to earn higher than bank time deposit rates? ๐Ÿ™‹๐Ÿปโ€โ™€๏ธGuaranteed 4% per annum โœ…๏ธGuaranteed capital, 7 years placement โœ…...
18/02/2024

Want to earn higher than bank time deposit rates? ๐Ÿ™‹๐Ÿปโ€โ™€๏ธ

Guaranteed 4% per annum โœ…๏ธ

Guaranteed capital, 7 years placement โœ…๏ธ

Guaranteed life insurance coverage โœ…๏ธ

Guaranteed personal service โœ…๏ธ

Message me NOW! ๐Ÿ˜Š

Baka there is something HUGE you are ignoring. It wasn't raining when Noah built the ark.Plan ahead before it's too late...
16/02/2024

Baka there is something HUGE you are ignoring.

It wasn't raining when Noah built the ark.
Plan ahead before it's too late.

Message me and i will help you. ๐Ÿค—


Never take the protection that an umbrella can give you for granted. Moreso, never underestimate the protection a VUL po...
15/02/2024

Never take the protection that an umbrella can give you for granted. Moreso, never underestimate the protection a VUL policy can provide for you and your family.

Protection = PEACE OF MIND.

I can tell you more about this.
Send me a message.




Forget the sweets and bouquets, letโ€™s be real. This Valentineโ€™s, choose a gift that seals the deal. ๐Ÿ“‘Customized plans, a...
13/02/2024

Forget the sweets and bouquets, letโ€™s be real.

This Valentineโ€™s, choose a gift that seals the deal. ๐Ÿ“‘

Customized plans, a gift that lasts.
Ensuring a future, where worries are surpassed.

Drop me a message, your quote is free.

Show your love with a gift thatโ€™s worry-free. โค๏ธ

Our company is currently looking for 5 PART TIMERS, Baka may naghahanap or kakilala na naghahanap ng side hustle.Qualifi...
13/02/2024

Our company is currently looking for 5 PART TIMERS, Baka may naghahanap or kakilala na naghahanap ng side hustle.

Qualifications:
๐Ÿ“Œ 21-40 years old
๐Ÿ“Œ No need magresign sa current job
๐Ÿ“Œ Fresh graduates are welcome.
๐Ÿ“ŒPERMANENT work from home setup

Perks:
โœ… Potential 25k-35k Per month
โœ… Career and self growth
โœ… Free local and internations travels
and more.

I need 5 people URGENT โ€” referrals are welcome ๐Ÿค—

Send me a message to know more. ๐Ÿ“ฉ

๐Š๐ฎ๐ง๐  ๐‡๐ž๐ข ๐…๐š๐ญ ๐‚๐ก๐จ๐ข! ๐Ÿ‰๐Ÿ‰๐‡๐š๐ฉ๐ฉ๐ฒ ๐‚๐ก๐ข๐ง๐ž๐ฌ๐ž ๐๐ž๐ฐ ๐˜๐ž๐š๐ซ! ๐ŸŽ‰Mas pa-swertehin natin ang Chinese New Year mo with our affordable Insuran...
09/02/2024

๐Š๐ฎ๐ง๐  ๐‡๐ž๐ข ๐…๐š๐ญ ๐‚๐ก๐จ๐ข! ๐Ÿ‰๐Ÿ‰
๐‡๐š๐ฉ๐ฉ๐ฒ ๐‚๐ก๐ข๐ง๐ž๐ฌ๐ž ๐๐ž๐ฐ ๐˜๐ž๐š๐ซ! ๐ŸŽ‰

Mas pa-swertehin natin ang Chinese New Year mo with our affordable Insurance and Investment Starter Pack! ๐Ÿค—

Critical Illness Coverage Benefit, Disability Benefit, Accident Benefit, Hospital Income Benefit, Guaranteed pamana, Investment Funds, Loyalty Bonus, Waiver and Many more!

Start your lunar year by ๐™ฅ๐™ง๐™ค๐™ฉ๐™š๐™˜๐™ฉ๐™ž๐™ฃ๐™œ ๐™ฎ๐™ค๐™ช๐™ง๐™จ๐™š๐™ก๐™› ๐™–๐™ฃ๐™™ ๐™ฎ๐™ค๐™ช๐™ง ๐™›๐™–๐™ข๐™ž๐™ก๐™ฎโ€™๐™จ ๐™›๐™ช๐™ฉ๐™ช๐™ง๐™š because being healthy and wealthy is better celebrated with loved ones.

Message me and letโ€™s discuss your options. ๐Ÿ“ฅ


06/02/2024

Hello FB friends, baka lang makatulong.
Looking for individuals na willing mag part-time. โ˜บ๏ธ
Currently employed na looking for extra income.

Baka may kakilala ka or ikaw mismo ๐Ÿฅฐ
โœ… Work anytime and anywhere you want.
โœ… No time in and out. No 8-5 schedule.
โœ… WFH set-up.
โœ… Not Networking or Call Center
โœ… Fresh graduates are welcome. ๐Ÿซถ๐Ÿป
โœ… Weekly compensation range: 5K-30K

Message me for more details. Thank you. ๐Ÿ˜Š

๐—›๐—˜๐—Ÿ๐—Ÿ๐—ข ๐—™๐—• ๐—™๐—ฅ๐—œ๐—˜๐—ก๐——๐—ฆ!!๐Ÿ‘‹My team is currently looking for Part Time or Full Time Elite Financial Advisors๐Ÿ˜Š๐Ÿ“Willing to be train...
05/02/2024

๐—›๐—˜๐—Ÿ๐—Ÿ๐—ข ๐—™๐—• ๐—™๐—ฅ๐—œ๐—˜๐—ก๐——๐—ฆ!!๐Ÿ‘‹

My team is currently looking for Part Time or Full Time Elite Financial Advisors๐Ÿ˜Š

๐Ÿ“Willing to be trained on a Work from Home setup (Flexitime)
๐Ÿ“4 years college graduate.
๐Ÿ“No experience required.
๐Ÿ“21-35 years old only.
๐Ÿ“No need to leave the current job or business

Additional Income and Travel opportunities awaits. In case sir youโ€™re exploring some part time opportunities for new work environment, feel free to let me know.๐Ÿ“ฅ


๐Ÿ’ญ Relationship goals? Sino ba naman kasi ang hindi kikiligin sa tanong na โ€œ๐—ช๐—ถ๐—น๐—น ๐˜†๐—ผ๐˜‚ ๐—ฏ๐—ฒ ๐—บ๐˜† ๐—ฏ๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐—ฐ๐—ถ๐—ฎ๐—ฟ๐˜†?โ€ ๐Ÿ˜Tapos kung kayo...
03/02/2024

๐Ÿ’ญ Relationship goals?

Sino ba naman kasi ang hindi kikiligin sa tanong na โ€œ๐—ช๐—ถ๐—น๐—น ๐˜†๐—ผ๐˜‚ ๐—ฏ๐—ฒ ๐—บ๐˜† ๐—ฏ๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐—ฐ๐—ถ๐—ฎ๐—ฟ๐˜†?โ€ ๐Ÿ˜

Tapos kung kayo na talaga forever at alam mong hindi siya magloloko, ๐ˆ๐‘๐‘๐„๐•๐Ž๐‚๐€๐๐‹๐„ ๐๐„๐๐„๐…๐ˆ๐‚๐ˆ๐€๐‘๐˜ ka pa.

๐Ÿ’ก Irrevocable means any policy changes need both signatures for approval. ๐Ÿคฉ Niceee! Gandaaaa! ๐ŸŽถ

The best gift you can ever give someone is love, respect, and peace of mind. โค๏ธ

Hindi lang peace of mind na alam mong faithful and loyal siya sayo, but also you both have a financial security if something happens. And to have that peace of mind, get your ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ฉ๐—˜๐—ฆ๐—ง today โ€” your love story, now backed by security. ๐Ÿ”’

๐Ÿค” Pwede ba yun kahit hindi pa kasal โ€” magka live-in lang kami? Definitely, yes! Because, thatโ€™s .

๐Ÿค” E paano kapag same s*x, pwede rin ba sa inyo? โ€” ofc, because we treat each other equally and thatโ€™s .

โœจ Now, my proposal to you is this โœจ
๐–๐ข๐ฅ๐ฅ ๐ฒ๐จ๐ฎ ๐ก๐š๐ฏ๐ž ๐ฆ๐ž ๐š๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐‹๐ข๐Ÿ๐ž๐ญ๐ข๐ฆ๐ž ๐’๐ž๐ซ๐ฏ๐ข๐œ๐ข๐ง๐  ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐€๐๐ฏ๐ข๐ฌ๐จ๐ซ? Maghihintay ako sa sagot mo ha.

RACIEL DE VENECIA
Double Licensed Financial Advisor at PRU LIFE UK.

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Santiago
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