jasminechuayh

03/11/2022

Asset Progression refers to growing one's wealth through meticulously curated investments through properties.

This can mean upgrading from a smaller unit to a bigger one, upgrading from HDB to Condo or even owning one property into two. My role is to help homeowners like yourself to improve your financial situation by going on this Asset Progression journey with me. We can do this together by leveraging your current home.

Join me to explore how I can help you be financially ready for retirement.

20/10/2022

Need cash to reinvest into a higher-value property?

You can if you manage to get a good profit when you sell your current unit. This is what we call asset progression. But how can you get a good profit and what is considered a good enough profit so I don't have to worry about topping up the downpayment? You will be looking at the different types of property to invest in, the right time to sell, the type of bank loan you can take and lots more.

Are you feeling overwhelmed? Don't be. Check them out with me today.

05/10/2022

If you want to sell your private residential property, you must wait 15 months before buying a non-subsidised resale HDB. Both current and previous Private property owners will need to dispose of their private properties within 6 months of their non-subsidised HDB flats.

Exceptions apply to those aged 55 and above who are downsizing to a 4-room or smaller HDB to supplement their retirement funds.

The loan-to-value limit for loans taken with HDB will also be lowered from 85 per cent to 80 per cent to ensure prudent borrowing and avoid difficulties in servicing home loans. Whereas, for property loans from private financial institutions, MAS will raise by 0.5 percentage point the medium-term interest rate floor used to compute the total debt servicing ratio and mortgage servicing ratio.

I can't explain everything here. Some measures may affect you, and some won't, depending on your situation. Give me a call now @98228133, Jasmine Chua and I will look into how each measure will affect your purchase power or your selling price!

30/09/2022

If you want to sell your private residential property, you must wait 15 months before buying a non-subsidised resale HDB. Both current and previous Private property owners will need to dispose of their private properties within 6 months of their non-subsidised HDB flats.

Exceptions apply to those aged 55 and above who are downsizing to a 4-room or smaller HDB to supplement their retirement funds.

The loan-to-value limit for loans taken with HDB will also be lowered from 85 per cent to 80 per cent to ensure prudent borrowing and avoid difficulties in servicing home loans. Whereas, for property loans from private financial institutions, MAS will raise by 0.5 percentage point the medium-term interest rate floor used to compute the total debt servicing ratio and mortgage servicing ratio.

I can't explain everything here. Some measures may affect you, and some won't, depending on your situation. Give me a call now, and I will look into how each measure will affect your purchase power or your selling price! Jasmine Chua @98228133

19/09/2022

Do you know that Tengah has:
- buildings are angled so that lesser heat is trapped
- a new MRT line in 2026
- underground roads built in mind to encourage walking and discourage driving
- lower BTO prices due to being a new town

And many more! Call me Jasmine Chua@ 98228133 and find out why I am excited about Tengah in the making.

10/09/2022

06/09/2022

The user interface and experience in using sales+ is amazing. Information is delivered to me in just seconds.
Less time researching = More time closing