Margarette Perreault Mortgage Planner

Name: Margarette Perreault Mortgage Planner
Address: Lacombe, AB, T4J1R3, CA
Telephone: 403-506-6988
Price range: $
Rating: 5

Home
Canada
Lacombe, AB
Margarette Perreault Mortgage Planner

Mortgage Planning services for New Mortgages, Re-Finances, Debt Consolidations and Equity Take-outs Totally free service to you.
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Mortgage Planning services for New Mortgages, Re-Finances, Debt Consolidations and Equity Take-outs etc. We also deal with bad credit, no credit, bankruptcy situations.

11/07/2024

📢 Why Good Credit Matters When Entering the Housing Market 🏡✨

If you're dreaming of homeownership, keeping a close eye on your credit is essential! 💳 Here’s why:

Good, clean credit and a solid repayment history are some of the biggest factors when it comes to qualifying for a mortgage. Lenders need to see that you're a reliable borrower, and a strong credit profile helps you access better rates, saving you money in the long run.

I’ve been getting a lot of questions about credit lately, and I’m here to help guide you on the path to good credit health—whether you’re:

* Unsure where to start,
* Recovering from a bankruptcy or consumer proposal, or
* Working to catch up on overdue bills.

No matter where you are in your journey, I’m here to help you make a plan. Ready to take the next step? Reach out today! 📲

📞 403-506-6988
✉️ [email protected]
🌐 www.myalbertamortgagepro.com

Let's get your credit ready for your future home! 🏠💪

11/05/2024

An uninsured mortgage means there's no default insurance to protect the lender if the borrower can't make payments. 🏡 Without that safety net, lenders take on more risk, which can lead to slightly higher interest rates and stricter approval guidelines. 📈🔐

If you're considering an uninsured mortgage, it's important to be prepared for these factors. But don’t worry—I’m here to help you navigate the process! 🤝

Reach out today for expert guidance.

☎️ 403-506-6988
📧 [email protected]
🌐 www.myalbertamortgagepro.com

💰 🔑 📈

11/04/2024

Looking for ways to save on your mortgage or pay it off sooner? 💸💨 You can accelerate your payments, make lump sum payments, or refinance to get a lower rate! 🔄 All of these options help you apply more to the principal, cutting down interest and getting you closer to mortgage freedom! 🏡✨

Let’s explore the best option for you—contact me today!

☎️ 403-506-6988
📧 [email protected]
🌐 www.myalbertamortgagepro.com

💰 🔑 💵

11/01/2024

🍂 Now that fall is in full swing and we never know when the snow will fly, who's already tackled their yard clean-up? 🧹🍁 And who’s more of a last-minute type? 🙋‍♀️

Every year I plan to get ahead of it, but I usually find myself rushing last minute to finish those yard chores and prep for snow! ❄️😅

How’s your yard looking? 👀 Let’s share some fall clean-up tips!

☎️ 403-506-6988
📧 [email protected]
🌐 www.myalbertamortgagepro.com

🍁 🏡 🍂

10/31/2024

🎃👻 Wishing everyone a spook-tacular Halloween! 🕸️ Have fun, stay safe, and remember to be kind and respectful to your neighbors and their properties. Let’s celebrate all the Halloween vibes while honoring the different beliefs of those around you! 🧡👀

📞 403-506-6988
✉️ [email protected]
🌐 www.myalbertamortgagepro.com

10/29/2024

An uninsured mortgage is a home loan that doesn’t require mortgage insurance. This typically applies when your down payment is 20% or more of the home's purchase price. 🏡💰 Without the need for insurance, you have more flexibility with your lender, but they may still require strong financials to approve the mortgage! 🔑✨

Do you have questions or are ready to explore your mortgage options? Contact me today!

☎️ 403-506-6988
📧 [email protected]
🌐 www.myalbertamortgagepro.com

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10/28/2024

🎃👻 Buying a home doesn't have to be scary or stressful! 🏡🔑

When you're working with a professional mortgage broker who knows the ins and outs of the process, you can avoid all the spooky surprises! 🎯 Whether it's getting pre-approved, finding the best rates, or making sure you're fully informed every step of the way, I've got you covered! ✅

Let me take the fright out of home financing! 🏡💼

Reach out today to get started. Together, we’ll turn your homeownership dreams into a reality—minus the fear! 👻✨

☎️ 403-506-6988
📧 [email protected]
🌐 www.myalbertamortgagepro.com

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🎯
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10/25/2024

🏡💰 Thinking about buying your first home? The First Home Savings Account (FHSA) is here to help! With this account, you can save up to $40,000 tax-free for your dream home. Contributions are tax-deductible, and any withdrawals for your first home purchase are tax-free too! 🙌✨ It’s a smart and easy way to build your down payment faster.

What happens if you don’t use it? You can transfer the funds to your RRSP or RRIF without penalty! So, no stress if your plans change. 😊

Have questions or want to know how you can take advantage of this? Let’s chat! 📲

📞 403-506-6988
✉️ [email protected]
🌐 www.myalbertamortgagepro.com

10/25/2024

🏡 Getting a mortgage doesn’t have to be scary! As your local mortgage expert, I’m here to simplify the process and help you find the best options tailored to YOU! From exploring the best rates to answering all your questions, I’ve got you covered every step of the way.

Let’s turn those homeownership dreams into reality—stress-free and exciting! 🌟 Ready to make your dream home happen? Let’s connect and start today! ✨

📞 403-506-6988 ✉️ [email protected] 🌐 www.myalbertamortgagepro.com

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10/21/2024

📢 Just 2 Days Until the Next Bank of Canada Interest Rate Announcement! ⏳🏦

While I don't have a crystal ball 🔮, I’m hopeful that rates will continue to fall, making everyone happy! 😃💰 Stay tuned for the latest update on October 23rd—fingers crossed for some good news 🤞!

Got questions about your mortgage, an upcoming home purchase 🏠, refinancing 💼, or just need general info? I’m here to help! Reach out anytime. Let’s chat! 😊

📞 403-506-6988
✉️ [email protected]
🌐 www.myalbertamortgagepro.com

10/19/2024

🌟 What's your weekend vibe? 🌟

Are you more of a 🏡 "stay-in and relax" type, enjoying some peaceful alone time 🧘‍♀️? Or are you like me, like to be on the go, staying busy 💼 and surrounded by people 👫?

I'd love to hear what’s on your weekend to-do list! 🤔📝

📞 403-506-6988
💌 [email protected]
🌐 www.myalbertamortgagepro.com

10/16/2024

It matters who you work with when getting a mortgage because the right professional can guide you through the complex process, helping you find the best rates, terms, and options suited to your needs. 🏡 A knowledgeable mortgage broker not only saves you time and stress but also ensures you’re making informed decisions for your financial future. 💰🔑

With expert advice, you can avoid costly mistakes and navigate the journey of homeownership with confidence. 🤝 Whether you're a first-time buyer or refinancing, choosing the right partner makes all the difference! 🎯 Let's connect!

📞 403-506-6988
💻 www.myalbertamortgagepro.com
📧 [email protected]

10/16/2024

Why Curb Appeal Matters: First impressions are everything! 🏡✨ Whether you’re selling your home or simply want to make it more inviting, boosting curb appeal enhances your property’s value and attracts potential buyers. A well-maintained exterior reflects pride of ownership and can set the tone for what’s inside. 💫

7 Tips for Enhancing Fall Curb Appeal 🍂:
Seasonal Planters: Add fall flowers like mums, pansies, and marigolds for vibrant color! 🌼🪴
Pumpkin & Gourd Display: Create a welcoming entry with pumpkins, gourds, and hay bales. 🎃
Fresh Mulch: Spread a new layer of mulch in garden beds for a polished, tidy look. 🌿
Update Your Door Decor: Hang a fall-themed wreath or door hanger to make your entrance pop! 🚪🍁
Outdoor Lighting: Replace any burnt-out bulbs and consider adding lanterns or pathway lights. ✨
Keep It Clean: Power wash walkways and clean windows to make everything sparkle. 🧼
Trim & Tidy: Prune bushes, rake leaves, and clear out any dead plants to keep your yard neat. 🍂🌳
📞 403-506-6988
💻 www.myalbertamortgagepro.com
📧 [email protected]

10/14/2024

Today, let’s gather and give thanks for all the wonderful things and people who fill our lives with joy. From the love of family and friends to the everyday blessings we sometimes take for granted, this is the perfect time to reflect with gratitude. 🍁🍂 Let’s cherish the moments that make life beautiful! 🧡✨

Warm wishes, Margarette Perreault
📞 403-506-6988
📧 [email protected]
🌐 www.myalbertamortgagepro.com

10/10/2024

📢 The Bank of Canada has made 6 announcements so far in 2024, and the next one is coming up on October 23rd! 🗓️ Stay tuned for the latest updates on interest rates! 💰🏡

Need mortgage advice or looking to get pre-approved? I’m here to help! Reach out to me today. 📞✉️

Margarette Perreault 📱 403-506-6988
✉️ [email protected]
🌐 www.myalbertamortgagepro.com

10/09/2024

Joining this team in June was a bit of a transition, but I’m so proud to be part of a team that truly cares for their clients and co-workers, always ready to lend a helping hand. This team supports each other through the tough times and celebrates every success together! 🎉🤝

We take immense pride in working tirelessly for our clients, and I can guarantee that if there's ever something I don’t know, someone on our team does—and they're more than happy to help me get your mortgage approved and funded! 🏡💼

DID YOU KNOW??? I can assist in Mortgage approvals all across Canada! I'm not just limited to Alberta!

If you're looking for mortgage advice, a pre-approval, or full approval, reach out today—I’m here to help! 📞✉️

Margarette Perreault 📱 403-506-6988
✉️ [email protected]
🌐 www.myalbertamortgagepro.com

10/07/2024

It's so important to do a mortgage check-up at least once a year to ensure your current mortgage still fits your needs! 🏡✨ Life changes, and so do interest rates, financial goals, and opportunities. Whether you're considering early renewal, refinancing, debt consolidation, or accessing equity for renovations 🔧💰, it’s always a good idea to re-assess. Contact me to make sure you're in the best mortgage product for YOU! 💼😊

Reach out anytime,
Margarette Perreault
📞 403-506-6988
📧 [email protected]
🌐 www.myalbertamortgagepro.com

10/07/2023

A thorough examination and assessment of a home’s state and condition by a qualified professional. The examination includes the home’s structural, mechanical and electrical systems.

Address

Lacombe, AB
T4J1R3

Telephone

403-506-6988

Website

http://www.myalbertamortgagepro.com/

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An uninsured mortgage means there's no default insurance to protect the lender if the borrower can't make payments. 🏡 Without that safety net, lenders take on more risk, which can lead to slightly higher interest rates and stricter approval guidelines. 📈🔐 If you're considering an uninsured mortgage, it's important to be prepared for these factors. But don’t worry—I’m here to help you navigate the process! 🤝 Reach out today for expert guidance. ☎️ 403-506-6988 📧 [email protected] 🌐 www.myalbertamortgagepro.com #UninsuredMortgage 💰#MortgageProTips 🔑#HigherRiskHigherRate 📈#AlbertaMortgageBroker #YourMortgageExpert #lacombemortgagebroker

Looking for ways to save on your mortgage or pay it off sooner? 💸💨 You can accelerate your payments, make lump sum payments, or refinance to get a lower rate! 🔄 All of these options help you apply more to the principal, cutting down interest and getting you closer to mortgage freedom! 🏡✨ Let’s explore the best option for you—contact me today! ☎️ 403-506-6988 📧 [email protected] 🌐 www.myalbertamortgagepro.com #MortgageSavings 💰#RefinanceOptions 🔑#LumpSumPayments 💵#AlbertaMortgageBroker#PayOffSooner #HomeBuyingJourney #mortgagerates #albertarealestate

An uninsured mortgage is a home loan that doesn’t require mortgage insurance. This typically applies when your down payment is 20% or more of the home's purchase price. 🏡💰 Without the need for insurance, you have more flexibility with your lender, but they may still require strong financials to approve the mortgage! 🔑✨ Do you have questions or are ready to explore your mortgage options? Contact me today! ☎️ 403-506-6988 📧 [email protected] 🌐 www.myalbertamortgagepro.com #UninsuredMortgage 💰 #MortgageProTips 🔑 #YourMortgageExpert #HomeOwnershipDreams

Anyone else think this is a great idea for crosswalks in every town/city!? #remebranceday #lestweforget🌹 #worldwar2 #worldwar1 #canadianlegion #rememberourveterans

📢 Just 2 Days Until the Next Bank of Canada Interest Rate Announcement! ⏳🏦 While I don't have a crystal ball 🔮, I’m hopeful that rates will continue to fall, making everyone happy! 😃💰 Stay tuned for the latest update on October 23rd—fingers crossed for some good news 🤞! Got questions about your mortgage, an upcoming home purchase 🏠, refinancing 💼, or just need general info? I’m here to help! Reach out anytime. Let’s chat! 😊 📞 403-506-6988 ✉️ [email protected] 🌐 www.myalbertamortgagepro.com #Mortgages #InterestRates #HomeBuying #Refinance #mortgagebrokerlife #bankofcanada #albertamortgagespecialist #bcmortgagebroker

🌟 What's your weekend vibe? 🌟 Are you more of a 🏡 "stay-in and relax" type, enjoying some peaceful alone time 🧘‍♀️? Or are you like me, like to be on the go, staying busy 💼 and surrounded by people 👫? I'd love to hear what’s on your weekend to-do list! 🤔📝 📞 403-506-6988 💌 [email protected] 🌐 www.myalbertamortgagepro.com #WeekendVibes #StayInOrGoOut #RelaxOrHustle #WeekendToDos #MakingTheMostOfIt

So I did some major renos today! 😄 🤣 added a cat door to the basement! If you want info on a purchase plus improvements mortgage so that you can do your own upgrades/renos, contact me today! ☎️ 403-506-6988 📧 [email protected] 🖥 www.myalbertamortgagepro.com #albertamortgagebroker #albertamortgages #homerenovation #purchaseplusimprovements #lacombealberta #albertarealestate

Never regret the decision to move to the country, when this is the backyard I get to walk out into every day! #acreagelife #countrylife #fallvibes

What I should be doing at 9 pm vs. What I'm actually doing at 9 pm! Working hard for my clients, and wouldn't have it any other way! 😀 Call me if you want someone invested and dedicated to helping you get into your dream home, or making the most of your current home investment! 📧 [email protected] ☎️ 403-506-6988 #firsttimehomebuyer #albertarealestate #canadianrealestate #albertamortgagebroker

📰 BREAKING NEWS! 🏡 OSFI is removing the Minimum Qualifying Rate (MQR) requirement for straight switches of uninsured mortgages! 🙌 This makes it easier to switch lenders at renewal without proving affordability at higher rates! 💼💰 Contact me for more info! #MortgageNews #HomeOwnership #MortgageSwitch #FinanceTips #Mortgage #CentralAlbertaMortgages #LacombeMortgage #fallrealestate 📞 403-506-6988 📧 [email protected] 🌐 www.myalbertamortgagepro.com

🏠 Thinking about upgrading your home this fall? Contact me today to see what you can qualify for! 🍂🏡 Create the Perfect Fall Atmosphere for potential Homebuyers! 🏡🍁 Autumn is the perfect time to make your home feel cozy and welcoming for potential buyers. Here are a few quick tips for staging your home this fall: 1. Warm Lighting: Add soft, warm lighting to create a cozy ambiance. 2. Seasonal Decor: A tasteful fall wreath or a few pumpkins can add a seasonal touch without overwhelming. 3. Comfort Textures: Plush throws and pillows in autumn tones can make rooms feel inviting. 4. Fall Scents: Light candles with comforting scents like cinnamon or apple spice for an extra cozy feel. 📞 403-506-6988 📧 [email protected] 🌐 www.myalbertamortgagepro.com

What a nice way to start the weekend - with a glowing review from a client! Thanks for giving me the opportunity to help you guys out! #CanadianMortgages #AlbertaMortgages #HomeBuyers #fallrealestatemarket #AlbertaRealEstate #FirstTimeHomeBuyers #HomeOwnership #MortgageAdvice #MortgageTips