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Alexander's Magic

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Alexander's Magic

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11/05/2024

Thinking about buying your first home? Federal, state, and specialized programs offer support for new buyers. Reach out—I’d be happy to help you explore these options!

Did you know that federal and state governments, as well as mortgage lenders, offer homeownership incentive programs that can help you buy your first house?

11/04/2024

The COVID-19 pandemic has changed the housing market in ways we’re still feeling today. It’s reshaped how we buy and sell homes, making it crucial to understand the new trends and challenges we’re facing as we move forward.

The COVID-19 pandemic has subsided, but its impact on the housing market lives on.

10/31/2024

It's November! With colder days ahead, now's the perfect time to tackle some easy home maintenance to keep things running smoothly this winter!

It’s November, which means increasingly cold temperatures, peak football season and the prospect of the holidays right around the corner. Why not stay warm and take care of several indoor chores that should be completed annually?

10/30/2024

Great news for potential homebuyers! Recent improvements in market conditions are boosting confidence and creating a more favorable mortgage environment. Learn more about what this means for you.

Despite the improved outlook for mortgage rates, a near record-low level of respondents believe it is a good time to buy a home, according to the Fannie Mae Home Purchase Sentiment Index.

10/29/2024

Check fraud is more common than you might think! If you're still using paper checks, take a moment to protect yourself. Stay ahead of the risks with these simple safety tips.

Over half of Americans still write checks, however check fraud runs rampant. Here’s how to write a check safely to avoid getting ripped off.

10/25/2024

Curious about how your city works? Town council meetings give you insight into the decisions that shape your community. Stay informed and discover how you can have a say!

You may not have considered attending your town council meetings until a project affects your life in the community. Here's what you need to know.

10/24/2024

Curious about where the next big housing markets will be? Check out America’s 10 future boomtowns! You might be surprised by the top pick!

Fargo has ranked No. 1 on America's Next Boomtowns list with a population predicted to soar 238% by 2100. Here's why.

10/22/2024

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Hurricane Milton may cause up to $34 billion in damage, with $6 billion in uninsured flood losses. Most policies cover wind but not flood damage, especially in lower-risk areas.

Losses from Hurricane Milton could reach as high as $34 billion, according to an early estimate of both flood and wind damage from research firm CoreLogic, with between $4 billion to $6 billion of those losses being uninsured flood damage.

10/21/2024

Getting your first mortgage doesn’t have to be overwhelming! It’s all about being prepared and making informed decisions!

Getting your first home mortgage can be intimidating. Let’s eliminate fear of the unknown by answering some common questions.

10/18/2024

Mid-October is here, making it the ideal time to enhance your lawn. Overseeding can help thicken grass and keep it vibrant through the winter months. Check out these essential tips for overseeding your yard!

Overseeding can reinvigorate lawns where the grass has developed thin patches. Here’s a guide to why, how, and when to overseed your yard.

10/15/2024

After hurricanes Helene and Milton, it’s more important than ever to be prepared. Here are 10 essential items every homeowner should have on hand—like power sources, water, and first aid kits. Stay safe and ready for anything that comes your way!

Hurricanes, tornadoes, floods, and earthquakes strike indiscriminately, which means every homeowner should be prepared for life-threatening emergencies. Here are ten essential items to have on hand. A source of power. A generator will keep your refrigerator working to preserve food, and provide ligh...

10/14/2024

While it may not feel like it yet, the housing market shows signs of thawing. After a tough few years, experts are noting a shift, with more listings and stabilized prices. Though recovery may be slow, remember that buying or selling a home is about more than just numbers. Change is in the air!

The housing market's Ice Age is finally thawing, with buyers and sellers showing signs that they're ready to get moving again.

10/07/2024

As we move into fall, several factors could influence mortgage rates, from economic trends to Federal Reserve decisions. Understanding these elements can help homebuyers and anyone else interested in the market make informed decisions. Here's what you need to know right now.

Several factors could shape mortgage interest rates this fall. Here are a few to look out for now.

10/02/2024

To reduce the amount of interest paid on your mortgage, consider accelerating your payments. By making extra payments toward the principal, you can significantly shorten the loan term and save money over time. Staying disciplined in your approach is key to maximizing these savings.

You can shrink mortgage interest expenses by making extra payments. Here’s what you need to know about accelerating your mortgage payments.

10/01/2024

As the housing market experiences its biggest slowdown in years, with many homes staying on the market longer, buyers are in a strong position. This shift creates more options and potential for negotiation, making it a great time to find a home that fits your needs.

Redfin also said that more than 20% of homes on the market got a price cut in August, the highest share for an August in five years.

09/30/2024

Big news for borrowers! While the Fed’s recent rate cut brings optimism, the impact on mortgage rates will take time. The housing market is expected to gradually warm up, but don’t expect overnight changes. It’s a slow but steady process that could open new opportunities for homebuyers down the road.

The Fed delivered a jumbo-sized rate cut this week.

09/10/2024

If you own a residential investment property, it's important to know how the IRS views repairs versus renovations. Repairs can be deducted right away, but renovations need to be depreciated over time. Understanding the difference could have a big impact on your taxes.

Owners of residential investment property often spend money on repairs or renovations. Here’s what you need to know about how the IRS treats these expenses.

09/09/2024

(Call me ,435•229•9797, if you want FREE Assistance in fixing your credit to own a home) Taking the time to improve your credit score can make a big difference when it comes to securing favorable mortgage terms. Whether you're working to build good credit or correct errors on your credit report, the earlier you start, the better. Here are some helpful tips on managing your credit before buying a home!

Fix your credit by making on-time payments and setting monthly reminders. Need help improving your credit score? Learn how here!

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