Brian Lingerfelt - Realtor at ERA American Real Estate

06/28/2025

06/02/2025

Over the years, we've collaborated with countless local and national businesses. Among them, a select few have always delivered top-notch service to our customers. These businesses are not only reliable and accountable but also are customer-centric with an attention-to-detail business style. Thank you, business partners! 😎

05/30/2025

VA home loans offer life-changing assistance, and a trusted lender and agent can help make sure you understand the details and are ready to move forward with a solid plan. Let me serve you in finding the best home!

For 80 years, Veterans Affairs (VA) home loans have helped countless Veterans buy a home.

05/28/2025

ERA American is in a league of its own when it comes to real estate. Hit a homerun with me as your agent! It's more than just a move - move up! ⚾

05/23/2025

Memorial Day is a time to remember those who made the ultimate sacrifice for our freedom. As we soak up the sunshine and enjoy the long weekend—whether it’s by the pool, on the boat, or around the grill—let’s honor their service. How are you spending Memorial Day weekend? 🌊🍔

05/22/2025

Before buying a home in an HOA community, it’s a good idea to review the rules and fees so you know exactly what’s included, how that fits into your overall budget, and what restrictions may apply. 💰📊

When buying a home, you’re probably thinking about mortgage rates, home prices, your down payment, and maybe even your closing costs. But you may not be thinking about homeowners association (HOA) fees.

05/20/2025

Does signing a closing disclosure mean you’re approved for your mortgage? 🏠

Here’s the short answer—not necessarily. A closing disclosure is a vital document in the home-buying process, providing a detailed breakdown of your loan terms, closing costs, and other essential information. Signing it shows that you’ve reviewed and acknowledged these details.

However, it doesn’t mean your loan is officially approved. Approval usually depends on a final review of your financial situation, which can include employment verification, credit checks, and ensuring no significant financial changes have occurred since your initial application.

My tip? Review the closing disclosure carefully, ask your lender any questions, and avoid making large financial changes during this time! Want to learn more about navigating the mortgage process? Leave your questions below or send me a message—I'm here to help! 😊

05/16/2025

🕒 From Contract to Close Made Simple in 5 Steps! 🏡

Navigating the home-buying process can feel overwhelming, but it doesn’t have to be! Whether you're a first-time buyer or an experienced homeowner, understanding the contract-to-close timeline is crucial for a smooth experience.

Here’s a quick breakdown of the 5 major steps you’ll go through after signing the contract and before you have those keys in your hand 🗝️:
1️⃣ Home Inspection: Ensures the property is in good shape and identifies any repairs needed.
2️⃣ Appraisal: Determines the market value of the property, ensuring your investment is sound.
3️⃣ Loan Approval: Finalize your mortgage details with your lender.
4️⃣ Closing Disclosure: Review the final loan terms and costs before closing day.
5️⃣ Close the Deal: Sign the papers, get the keys, and begin your next chapter! 🎉

Have questions? Drop them in the comments—I’d love to help!